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How to work out Hand Values in Baccarat
Baccarat hand values are simple: all cards from Ace to Nine are worth their pip count, while Tens, Jacks, Queens and Kings are worth zero.
Calculating a hand
Add the cards together. If the total is ten or more, subtract ten. No hand can have a value higher than nine.
A 7 and a 9 total 16, so the hand value is 6. A King and an Ace total 1. If a third card is dealt, add it in the same way.
Naturals
An initial two-card total of eight or nine is called a natural. The hand normally stands and the coup is resolved without another card.